ABOUT US
About L&S Insurance Brokers CC
Since 1993, L&S Insurance Brokers CC has proudly provided professional insurance solutions to valued clients throughout South Africa. As an established and trusted insurance brokerage, our commitment has always been to offer clear, concise, and reliable insurance products supported by exceptional personal service and professional advice.
Our primary objective is to ensure that every client is placed with the insurer and insurance product best suited to their individual or business requirements, while securing competitive premiums and ensuring that claims are handled fairly, efficiently, and professionally.
Short Term Insurance Services
Our short-term insurance solutions are designed to protect clients against unexpected financial losses relating to personal and commercial assets. We provide cover for:
Commercial
Domestic & Household
Vehicle and Motor Fleet
Heavy Commercial Vehicle
Contractors All Risk
Goods in Transit
Taxi
Aviation
Marine
Engineering
Personal and Commercial Liability
Specialist and Tailor-Made Solutions
Through carefully selected insurers and underwriters, we ensure that our clients receive comprehensive, high-quality cover suited to their specific needs and circumstances.
Long Term Insurance Services
In addition to short-term insurance, we also provide professional long-term insurance and financial protection solutions, including:
Life
Disability Cover
Severe Illness Cover
Income Protection
Funeral Cover
Retirement Planning
Investment Solutions
Estate and Legacy Planning
We work closely with some of South Africa’s leading long-term insurance providers, including Discovery, Momentum, Sanlam, Liberty, BrightRock, and Capital Legacy, allowing us to offer clients a wide range of trusted and competitive financial products.
Why L&S Insurance Brokers CC?
Professional Intermediary Services
At L&S Insurance Brokers CC, we act as the intermediary between our clients and insurance companies, ensuring that all communication is handled clearly, professionally, and in an easily understandable manner.
We take the time to explain the important aspects of each policy so that our clients fully understand their cover, benefits, and obligations. At the same time, we provide insurers with accurate and concise instructions to ensure that every policy is properly structured according to the client’s unique requirements.
Advanced Administration and Claims Support
To enhance efficiency and service delivery, we have implemented the Flexibroker system within our offices. This advanced system enables us to perform underwriting administration functions on behalf of insurers, including:
Policy and Cover Note Issuing
Claims Administration
Reporting & Documentation
Policy Amendments and Adjustments
Underwriting Administration
We currently operate on the Flexibroker group scheme system with insurers including Renasa Insurance Company, Hollard Insurance, and Oakhurst (Omnicover & OTTA).
For added transparency and security, all debit order collections and commission payments are administered by Fulcrum Premium Collections. No client funds are handled directly by L&S Insurance Brokers CC.
Partner With Experience and Trust
With decades of industry experience, a commitment to personalised service, and access to leading insurers, L&S Insurance Brokers CC remains dedicated to protecting what matters most to our clients.
Whether you require personal insurance, commercial cover, or long-term financial protection, our experienced team is ready to assist with professional advice and tailored insurance solutions.
The Advantage of Using an Insurance Broker
As an established insurance brokerage, we place substantial volumes of business with the insurers we represent. This often enables us to negotiate more favourable premiums, policy terms, and service levels on behalf of our clients.
Unlike dealing directly with a single insurer, working through an experienced broker provides clients with access to professional advice, multiple insurance options, and expert guidance throughout the claims process. We help clients navigate underwriting conditions and ensure that cover is correctly structured to minimise disputes or complications at claim stage.
At L&S Insurance Brokers CC, our focus is not only on obtaining competitive premiums, but also on ensuring that our clients receive the correct protection, ongoing support, and peace of mind they deserve.